Medicare Open Enrollment: October 15 – December 7, 2026

I’ve never seen a Medicare year like 2027.

Roderick Bonds, SafeFare InsuranceOn Medicare himself. Ten years helping people with it.

Open Enrollment is here. Plans are ending or changing, and the changes that cost you are the easy ones to miss. Bring me your plan letter, and I’ll check your doctors, your prescriptions, your copays and your extras with you — before December 7.

Call Roderick(469) 867-4390

It rings my phone, not a call center. If I can’t pick up, I’ll call you back myself.

Turning 65 instead? That’s a different conversation. Start here.

Roderick on this fall’s two Medicare letters2 min 16 sec

Review build only — temporary video. This is Roderick’s September “two letters” message, used so the layout can be judged with real footage. The new Open Enrollment video (script in START_HERE.md) replaces it before this page goes live.

I’m in the same boat you are. The only difference is that as an agent, I’m in a better position to argue with them on your behalf than you might be.

Roderick Bonds, who turns 69 in February

What’s happened, what’s happening, and what’s going to happen.

September and October
The letters went out.

Every Medicare Advantage plan and standalone drug plan had to tell its members what’s different for 2027. Some people got a letter saying their plan ends December 31. Most got an Annual Notice of Change — same plan name, different details underneath.
Now through December 7
Open Enrollment is open.

This is the window to choose a different plan for 2027. It’s the same window whether your plan was cancelled or just changed.
January 1, 2027
The new year locks it in.

Whatever you choose — or don’t choose — takes effect January 1. If your plan ended and you do nothing, you could fall back to Original Medicare, with no drug coverage built in.

Plenty of people don’t open the envelope until January, after the window has closed. Here’s what each of the two letters means.

Here’s what we’ll go through when you call.

Four questions cover most of what matters. Whichever letter you got, they’re exactly what I’ll check with you.

Will your doctors still be in the network?
Will your medications still be covered?
Will you have copays for office visits?
What other benefits change — dental, vision, hearing, the extras?

Have these in front of you

The letter from your plan, if you got one
Your list of prescriptions
The names of your doctors

Please don’t email your Social Security number, Medicare number or medical records.

It costs you nothing to ask. The insurance companies pay me, so my help is free to you — and you pay the same for a plan whether you come through me or go direct.

Call (469) 867-4390

Who you’ll be talking to

I’m Roderick Bonds. I’ve worked with insurance clients for about ten years, and I’m on Medicare myself. I see it as both an agent and a user.

Before insurance, I spent 37 years in the Navy Reserve and retired as a Chief Petty Officer. I earned a master’s in telecommunications at SMU and worked as an engineer at MCI.

I didn’t build SafeFare to become a big agency. I built it for people like my mother, my neighbors and my friends from church.

That number rings my phone. No call center, no phone tree. If I can’t pick up, I call you back myself.

Here’s the rest of the story

Turning 65? That’s a different conversation.

You’re not reacting to a letter. You’re making your first Medicare decisions, and the timing matters. Start with the page built for that.

Turning 65: start here

More ways Roderick can help

Each has its own page, and its own reasons to talk.

Rather read first?

Get a free Medicare report

Answer a few questions and get a starting-point report by email. No phone number required, and asking for it doesn’t put you on a marketing list.

Shop and enroll on your own

Compare plans and enroll yourself on PlanEnroll, without talking to anyone. If something doesn’t make sense, call me.

Before December 7, let’s look at your 2027 plan.

Bring the letter, your prescriptions and your doctors’ names. We’ll figure out whether to stay put or make a change — and if your plan is fine, I’ll tell you that too.

Roderick BondsLicensed agent, on Medicare himself