/* ==========================================================================
   SafeFare Insurance — sitewide design system (review build v1, 2026-10-16)

   Colour rule that carries meaning across the whole site:
     GOLD = "start a conversation with Roderick". Nothing else is gold.
   Type: Bitter (sturdy slab, echoes the logo's bracketed serif) for headings;
         Atkinson Hyperlegible Next (built for low-vision readers) for reading.
   ========================================================================== */

/* ---------- Fonts (self-hosted, SIL OFL — see /fonts/LICENSE-*) ---------- */
@font-face{font-family:"Bitter";font-style:normal;font-weight:600;font-display:swap;src:url("fonts/bitter-600.woff2") format("woff2")}
@font-face{font-family:"Bitter";font-style:normal;font-weight:700;font-display:swap;src:url("fonts/bitter-700.woff2") format("woff2")}
@font-face{font-family:"Atkinson Next";font-style:normal;font-weight:400;font-display:swap;src:url("fonts/atkinson-400.woff2") format("woff2")}
@font-face{font-family:"Atkinson Next";font-style:italic;font-weight:400;font-display:swap;src:url("fonts/atkinson-400-italic.woff2") format("woff2")}
@font-face{font-family:"Atkinson Next";font-style:normal;font-weight:700;font-display:swap;src:url("fonts/atkinson-700.woff2") format("woff2")}

/* ---------- Tokens ---------- */
:root{
  --harbor:#123B48;        /* logo circle */
  --harbor-deep:#0C2C36;
  --sea:#2E6E6A;           /* logo "INSURANCE" */
  --sea-light:#9FCBC6;     /* links on harbor */
  --gold:#F2B441;          /* conversation actions only */
  --gold-hover:#F7C462;
  --gold-ink:#1C1606;
  --focus:#8A5A00;
  --paper:#FFFFFF;
  --mist:#EEF3F2;
  --mist-deep:#DDE8E6;
  --ink:#1D2A2D;
  --ink-soft:#485A5D;
  --rule:#C6D5D3;
  --on-dark:#F4F8F7;
  --on-dark-soft:#C9DAD8;

  --f-head:"Bitter",Georgia,"Times New Roman",serif;
  --f-body:"Atkinson Next","Segoe UI",Verdana,Arial,sans-serif;

  --step-0:clamp(1.125rem,1.06rem + .28vw,1.25rem);   /* body 18→20px */
  --step--1:clamp(1rem,.97rem + .12vw,1.0625rem);     /* small 16→17px */
  --step-1:clamp(1.25rem,1.15rem + .45vw,1.5rem);     /* h3 */
  --step-2:clamp(1.625rem,1.35rem + 1.15vw,2.375rem); /* h2 */
  --step-3:clamp(2.0625rem,1.55rem + 2.3vw,3.5rem);   /* h1 */

  --shell:min(1180px,100% - 2.5rem);
  --prose:66ch;
  --space-section:clamp(3.25rem,2.2rem + 4.2vw,6.25rem);
  --radius:10px;
  --radius-media:8px;
  --header-h:76px;
}
@media (max-width:480px){:root{--shell:calc(100% - 2rem)}}

/* ---------- Base ---------- */
*,*::before,*::after{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;text-size-adjust:100%}
@media (prefers-reduced-motion:no-preference){html{scroll-behavior:smooth}}
body{margin:0;background:var(--paper);color:var(--ink);font-family:var(--f-body);font-size:var(--step-0);line-height:1.62;-webkit-font-smoothing:antialiased;overflow-x:hidden}
img,video,svg{display:block;max-width:100%}
img{height:auto}
h1,h2,h3{font-family:var(--f-head);color:var(--harbor);margin:0;text-wrap:balance}
h1{font-size:var(--step-3);font-weight:700;line-height:1.08;letter-spacing:-.012em}
h2{font-size:var(--step-2);font-weight:700;line-height:1.14;letter-spacing:-.008em}
h3{font-size:var(--step-1);font-weight:600;line-height:1.25}
p{margin:0 0 1em}
p:last-child{margin-bottom:0}
strong{font-weight:700}
a{color:var(--sea);text-decoration-thickness:.08em;text-underline-offset:.18em}
a:hover{color:var(--harbor)}
:focus-visible{outline:3px solid var(--focus);outline-offset:3px;border-radius:3px}
.on-dark :focus-visible,.site-footer :focus-visible,.callbar :focus-visible{outline-color:var(--gold)}
ul,ol{padding-left:1.25em;margin:0 0 1em}
li+li{margin-top:.35em}
.shell{width:var(--shell);margin-inline:auto}
.prose{max-width:var(--prose)}
/* When .prose or .story sits on the .shell itself, keep the column left-aligned with the rest of the page */
.shell.prose,.shell.story{max-width:none}
.shell.prose>*{max-width:var(--prose)}
.shell.story>*{max-width:40rem}
.prose h2{margin:0 0 .6em}
.prose h3{margin:1.6em 0 .4em}
.prose>*+h2{margin-top:1.6em}
.visually-hidden{position:absolute!important;width:1px;height:1px;margin:-1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap;border:0}
.skip{position:absolute;left:1rem;top:-4rem;z-index:100;background:var(--gold);color:var(--gold-ink);padding:.7rem 1rem;border-radius:var(--radius);font-weight:700;text-decoration:none}
.skip:focus{top:1rem}

/* ---------- Buttons ---------- */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:.6rem;min-height:3rem;padding:.7rem 1.25rem;border-radius:var(--radius);border:2px solid transparent;font-family:var(--f-body);font-weight:700;font-size:var(--step-0);line-height:1.2;text-decoration:none;cursor:pointer;transition:background-color .15s ease,box-shadow .15s ease,transform .15s ease}
.btn svg{flex:none;width:1.15em;height:1.15em}
.btn--call{background:var(--gold);color:var(--gold-ink);border-color:var(--harbor);box-shadow:0 3px 0 var(--harbor)}
.btn--call:hover{background:var(--gold-hover);color:var(--gold-ink)}
.btn--call:active{transform:translateY(2px);box-shadow:0 1px 0 var(--harbor)}
.on-dark .btn--call{border-color:var(--gold);box-shadow:none}
.btn--line{background:transparent;color:var(--harbor);border-color:var(--sea)}
.btn--line:hover{background:var(--mist);color:var(--harbor)}
.on-dark .btn--line{color:var(--on-dark);border-color:var(--on-dark-soft)}
.on-dark .btn--line:hover{background:rgba(255,255,255,.08);color:#fff}
.btn--sm{min-height:2.75rem;padding:.5rem 1rem;font-size:var(--step--1)}
.btn--xl{padding:.8rem 1.5rem .85rem 1.25rem;gap:.85rem;text-align:left}
.btn--xl svg{width:1.6rem;height:1.6rem}
.btn__stack{display:flex;flex-direction:column;line-height:1.15}
.btn__label{font-size:var(--step--1);font-weight:700}
.btn__number{font-family:var(--f-head);font-size:clamp(1.5rem,1.25rem + 1vw,1.875rem);font-weight:700;letter-spacing:.01em;font-variant-numeric:lining-nums tabular-nums}
@media (prefers-reduced-motion:reduce){.btn{transition:none}.btn--call:active{transform:none}}

/* ---------- Header ---------- */
.site-header{background:var(--paper);border-bottom:1px solid var(--rule);position:relative;z-index:40}
@media (min-width:1000px){.site-header{position:sticky;top:0}}
.site-header__bar{display:flex;align-items:center;gap:1.25rem;min-height:var(--header-h)}
.brand{flex:none;display:block;line-height:0}
.brand img{width:clamp(196px,17vw,244px);height:auto}
.nav{display:none;margin-left:auto;gap:clamp(.8rem,1.4vw,1.4rem);align-items:center}
.nav a{color:var(--ink);text-decoration:none;font-size:var(--step--1);font-weight:700;padding:.4rem 0;border-bottom:3px solid transparent;white-space:nowrap}
.nav a:hover{color:var(--harbor);border-bottom-color:var(--rule)}
.nav a[aria-current="page"]{color:var(--harbor);border-bottom-color:var(--sea)}
.nav-call{display:none;flex:none}
.menu-btn{margin-left:auto;display:inline-flex;align-items:center;gap:.5rem;min-height:2.875rem;padding:.5rem .95rem;border:2px solid var(--harbor);border-radius:var(--radius);background:var(--paper);color:var(--harbor);font:700 var(--step--1)/1 var(--f-body);cursor:pointer}
.menu-btn svg{width:1.2rem;height:1.2rem}
@media (min-width:1180px){
  .nav{display:flex}
  .nav-call{display:inline-flex}
  .menu-btn{display:none}
}
@media (min-width:760px) and (max-width:1179px){.nav-call{display:inline-flex;margin-left:auto}.menu-btn{margin-left:0}}

/* Drawer (mobile + tablet navigation) */
.drawer{position:fixed;inset:0;z-index:60;display:flex;justify-content:flex-end;background:rgba(12,44,54,.55)}
.drawer[hidden]{display:none}
.drawer__panel{width:min(420px,100%);height:100%;overflow-y:auto;background:var(--paper);padding:1rem 1.25rem 2rem;display:flex;flex-direction:column;gap:1rem}
.drawer__head{display:flex;justify-content:space-between;align-items:center}
.drawer__head img{width:180px}
.drawer__close{min-width:2.875rem;min-height:2.875rem;border:2px solid var(--harbor);border-radius:var(--radius);background:var(--paper);color:var(--harbor);font:700 1.5rem/1 var(--f-body);cursor:pointer}
.drawer nav{display:flex;flex-direction:column}
.drawer nav a{display:block;padding:.8rem .25rem;border-bottom:1px solid var(--rule);color:var(--ink);font-weight:700;text-decoration:none}
.drawer nav a[aria-current="page"]{color:var(--sea)}
.drawer__group{margin:.9rem 0 .2rem;font-size:var(--step--1);color:var(--ink-soft)}
.drawer__talk{display:grid;gap:.6rem;padding-top:.5rem}
.drawer__talk .btn{width:100%}
body.drawer-open{overflow:hidden}

/* Mobile call bar (all pages except form flows) */
.callbar{display:none}
@media (max-width:759px){
  .callbar{position:fixed;left:0;right:0;bottom:0;z-index:50;display:grid;grid-template-columns:1.6fr 1fr;gap:.6rem;padding:.6rem 1rem calc(.6rem + env(safe-area-inset-bottom));background:var(--harbor-deep);box-shadow:0 -6px 18px rgba(12,44,54,.18)}
  .callbar .btn{min-height:3.1rem;width:100%;padding:.55rem .75rem}
  .callbar .btn--line{color:#fff;border-color:var(--on-dark-soft)}
  .callbar .btn--call{border-color:var(--gold);box-shadow:none}
  body.has-callbar{padding-bottom:calc(4.4rem + env(safe-area-inset-bottom))}
}

/* ---------- Sections ---------- */
.section{padding-block:var(--space-section)}
.section--mist{background:var(--mist)}
.section--tight{padding-block:clamp(2.25rem,1.8rem + 2vw,3.5rem)}
.section--harbor{background:var(--harbor);color:var(--on-dark)}
.section--harbor h2,.section--harbor h3{color:#fff}
.on-dark a:not(.btn){color:var(--sea-light)}
.on-dark a:not(.btn):hover{color:#fff}
.section-head{max-width:46rem;margin-bottom:clamp(1.75rem,1.4rem + 1.5vw,2.75rem)}
.section-head h2{margin-bottom:.5em}
.section-head p{color:var(--ink-soft);font-size:var(--step-0)}
.on-dark .section-head p{color:var(--on-dark-soft)}
.lede{font-size:clamp(1.1875rem,1.08rem + .45vw,1.4375rem);line-height:1.5;color:var(--ink)}
.muted{color:var(--ink-soft)}
.small{font-size:var(--step--1)}

/* ---------- Hero (homepage + page heroes share bones) ---------- */
.hero{padding-block:clamp(2rem,1.4rem + 3vw,4.5rem) clamp(2.75rem,2rem + 3vw,5rem);border-bottom:1px solid var(--rule)}
.hero__grid{display:grid;gap:clamp(2rem,1.5rem + 2.5vw,4rem);align-items:start}
@media (min-width:960px){.hero__grid{grid-template-columns:minmax(0,1.12fr) minmax(0,.88fr)}}
.hero__when{display:flex;align-items:center;gap:.6rem;margin:0 0 1.1rem;font-weight:700;color:var(--sea);font-size:var(--step--1)}
.hero__when svg{width:1.35rem;height:1.35rem;flex:none}
.hero h1{max-width:20ch;margin-bottom:.55em}
.hero__lede{font-size:clamp(1.1875rem,1.08rem + .45vw,1.4375rem);line-height:1.5;max-width:36em;margin-bottom:1em}
.hero__voice{max-width:36em;margin-bottom:1.6em}
.hero__aside{display:grid;gap:1rem}
.page-hero{padding-block:clamp(2rem,1.5rem + 2.6vw,4.25rem) clamp(2.5rem,2rem + 2.6vw,4.5rem);border-bottom:1px solid var(--rule)}
.page-hero h1{max-width:20ch;margin-bottom:.5em}
.page-hero__lede{font-size:clamp(1.1875rem,1.08rem + .45vw,1.4375rem);line-height:1.5;max-width:40em}
.page-hero--mist{background:var(--mist)}
.page-hero__grid{display:grid;gap:clamp(1.75rem,1.4rem + 2vw,3.5rem);align-items:start}
@media (min-width:960px){.page-hero__grid{grid-template-columns:minmax(0,1.1fr) minmax(0,.9fr)}}
.kicker{margin:0 0 .9rem;font-family:var(--f-head);font-weight:600;font-size:var(--step-1);color:var(--sea);line-height:1.3}

/* Byline: who is speaking */
.byline{display:flex;align-items:center;gap:.8rem;margin:0 0 1.25rem}
.byline img{width:56px;height:56px;border-radius:50%;object-fit:cover;border:2px solid var(--mist-deep)}
.byline__text{line-height:1.3;font-size:var(--step--1)}
.byline__text strong{display:block;color:var(--harbor);font-size:var(--step-0)}

/* Small phones: tighten the hero so the call button clears the sticky call bar */
@media (max-width:400px){.hero{padding-top:1rem}.hero__when{margin-bottom:.5rem;font-size:1rem}.hero h1{margin-bottom:.35em}.byline{margin-bottom:.75rem;gap:.65rem}.byline img{width:46px;height:46px}.byline__text strong{font-size:1.0625rem}.hero__lede{margin-bottom:.75em;font-size:1.125rem}}

/* ---------- Talk: the conversation cluster ---------- */
.talk{display:grid;gap:.85rem;justify-items:start}
.talk__note{margin:0;font-size:var(--step--1);color:var(--ink-soft);max-width:34em}
.on-dark .talk__note{color:var(--on-dark-soft)}
.talk__alt{list-style:none;margin:.25rem 0 0;padding:0;display:flex;flex-wrap:wrap;gap:.5rem 1.4rem}
.talk__alt li{margin:0}
.talk__alt a{display:inline-flex;align-items:center;gap:.45rem;min-height:2.75rem;font-weight:700;color:var(--harbor)}
.talk__alt svg{width:1.15rem;height:1.15rem;flex:none;color:var(--sea)}
.on-dark .talk__alt a{color:#fff}
.on-dark .talk__alt svg{color:var(--gold)}
.talk__also{margin:.35rem 0 0;font-size:var(--step--1);color:var(--ink-soft)}
.talk__also a{font-weight:700}
.on-dark .talk__also{color:var(--on-dark-soft)}
@media (max-width:520px){.talk .btn--xl{width:100%}}

/* ---------- Media (video) ---------- */
.media{margin:0}
.media__frame{position:relative;border-radius:var(--radius-media);overflow:hidden;background:var(--harbor-deep);aspect-ratio:16/9;box-shadow:0 0 0 1px var(--rule)}
.media__frame video,.media__frame img{width:100%;height:100%;object-fit:cover}
.media figcaption{display:flex;flex-wrap:wrap;justify-content:space-between;gap:.25rem 1rem;padding:.65rem .1rem 0;font-size:var(--step--1);color:var(--ink-soft)}
.media figcaption strong{color:var(--harbor)}
.on-dark .media figcaption{color:var(--on-dark-soft)}
.on-dark .media figcaption strong{color:#fff}
/* Visible only so reviewers can tell a placeholder from a final video. Remove with the swap. */
.review-note{margin:.75rem 0 0;padding:.75rem .9rem;border:2px dashed #A86B00;border-radius:var(--radius);background:#FFF6E2;color:#4A3300;font-size:var(--step--1);line-height:1.45}
.review-note strong{color:#4A3300}

/* ---------- Content components ---------- */
/* A real sequence: what happened → now → next */
.sequence{list-style:none;margin:0;padding:0;display:grid;gap:clamp(1.25rem,1rem + 1.2vw,2.25rem);counter-reset:seq}
@media (min-width:900px){.sequence{grid-template-columns:repeat(3,1fr)}}
.sequence>li{margin:0;counter-increment:seq;padding-top:1.1rem;border-top:4px solid var(--harbor)}
.sequence>li::before{content:counter(seq);display:inline-grid;place-items:center;width:2.1rem;height:2.1rem;margin-bottom:.8rem;border-radius:50%;background:var(--harbor);color:#fff;font:700 1.05rem/1 var(--f-head)}
.sequence h3{margin-bottom:.45em}
.sequence p{color:var(--ink)}
.sequence__when{display:block;margin-bottom:.25rem;font-weight:700;color:var(--sea);font-size:var(--step--1)}

/* The questions Roderick checks — big, scannable, checkable */
.checks{list-style:none;margin:0;padding:0;display:grid;gap:.75rem}
@media (min-width:760px){.checks{grid-template-columns:1fr 1fr}}
.checks li{margin:0;display:flex;gap:.85rem;align-items:flex-start;padding:1rem 1.1rem;background:var(--paper);border:1px solid var(--rule);border-left:5px solid var(--sea);border-radius:6px;font-weight:700;color:var(--harbor);font-size:clamp(1.125rem,1.05rem + .35vw,1.3125rem);line-height:1.35}
.checks svg{flex:none;width:1.5rem;height:1.5rem;margin-top:.1rem;color:var(--sea)}
.section--mist .checks li{border-color:var(--mist-deep);border-left-color:var(--sea)}

.split{display:grid;gap:clamp(1.75rem,1.4rem + 2vw,3.5rem);align-items:start}
@media (min-width:900px){.split{grid-template-columns:minmax(0,1fr) minmax(0,1fr)}}
@media (min-width:900px){.split--wide-left{grid-template-columns:minmax(0,1.25fr) minmax(0,.75fr)}}
@media (min-width:900px){.split--wide-right{grid-template-columns:minmax(0,.8fr) minmax(0,1.2fr)}}

/* Roderick speaking in his own words */
.voice{margin:0;padding:.2rem 0 .2rem clamp(1.1rem,.9rem + 1vw,1.75rem);border-left:5px solid var(--gold)}
.voice p{font-family:var(--f-head);font-weight:600;font-size:clamp(1.3125rem,1.15rem + .8vw,1.875rem);line-height:1.32;color:var(--harbor)}
.on-dark .voice p{color:#fff}
.voice-line{font-family:var(--f-head);font-weight:600;font-size:clamp(1.375rem,1.2rem + .8vw,1.875rem);line-height:1.25;color:var(--harbor);margin-bottom:.8em}
.voice footer{margin-top:.8rem;font-size:var(--step--1);color:var(--ink-soft)}
.on-dark .voice footer{color:var(--on-dark-soft)}

.portrait{margin:0}
.portrait img{width:100%;max-width:420px;aspect-ratio:4/5;object-fit:cover;border-radius:var(--radius-media)}
.portrait figcaption{margin-top:.6rem;font-size:var(--step--1);color:var(--ink-soft)}
.portrait figcaption strong{display:block;color:var(--harbor);font-size:var(--step-0)}

.facts{list-style:none;margin:1.5rem 0 0;padding:0;display:grid;gap:0;border-top:1px solid var(--rule)}
.facts li{margin:0;display:grid;grid-template-columns:minmax(8.5rem,auto) 1fr;gap:1rem;padding:.75rem 0;border-bottom:1px solid var(--rule)}
.facts b{font-family:var(--f-head);color:var(--harbor);font-weight:700}
@media (max-width:480px){.facts li{grid-template-columns:1fr;gap:.1rem}}

/* Plain routes to other pages: headline hooks, no icon grid */
.routes{list-style:none;margin:0;padding:0;display:grid;gap:0;border-top:2px solid var(--harbor)}
@media (min-width:900px){.routes{grid-template-columns:1fr 1fr;column-gap:3rem}}
.routes li{margin:0;border-bottom:1px solid var(--rule)}
.routes a{display:block;padding:1.15rem 0 1.25rem;text-decoration:none;color:var(--ink)}
.routes a:hover .routes__title{text-decoration:underline;text-decoration-thickness:.07em;text-underline-offset:.18em}
.routes__topic{display:block;font-size:var(--step--1);font-weight:700;color:var(--sea);margin-bottom:.2rem}
.routes__title{display:block;font-family:var(--f-head);font-weight:600;font-size:var(--step-1);line-height:1.3;color:var(--harbor)}

.note{padding:1.1rem 1.25rem;border-radius:var(--radius);background:var(--mist);border-left:5px solid var(--sea)}
.section--mist .note{background:var(--paper)}
.note--warn{background:#FFF6E2;border-left-color:#A86B00}
.note p{margin-bottom:.6em}
.note p:last-child{margin-bottom:0}

/* Turning-65 band on the homepage */
.band{display:grid;gap:1.25rem;align-items:center;padding:clamp(1.5rem,1.2rem + 1.4vw,2.5rem);border:2px solid var(--harbor);border-radius:var(--radius)}
@media (min-width:860px){.band{grid-template-columns:1fr auto;gap:2.5rem}}
.band h2{margin-bottom:.35em}
.band p{max-width:42em}

/* Definition / list blocks used across service pages */
.deflist{margin:0;display:grid;gap:1.1rem}
.deflist div{padding-bottom:1.1rem;border-bottom:1px solid var(--rule)}
.deflist dt{font-family:var(--f-head);font-weight:600;font-size:var(--step-1);color:var(--harbor);margin-bottom:.25rem}
.deflist dd{margin:0}

.columns-2{display:grid;gap:clamp(1.5rem,1.2rem + 1.5vw,2.75rem)}
@media (min-width:860px){.columns-2{grid-template-columns:1fr 1fr}}
.columns-3{display:grid;gap:clamp(1.5rem,1.2rem + 1.5vw,2.5rem)}
@media (min-width:860px){.columns-3{grid-template-columns:repeat(3,1fr)}}
.block h3{margin-bottom:.4em}
.block p{margin-bottom:.75em}
.block--ruled{padding-top:1.1rem;border-top:4px solid var(--harbor)}
.block--ruled-sea{padding-top:1.1rem;border-top:4px solid var(--sea)}

.ask-link{display:inline-flex;align-items:center;gap:.4rem;min-height:2.75rem;font-weight:700;color:var(--harbor)}
.ask-link svg{width:1.05rem;height:1.05rem;color:var(--sea)}

.source{font-size:var(--step--1);color:var(--ink-soft);margin-top:1.25rem}

/* ---------- Talk band: the closing conversation on every page ---------- */
.talk-band{background:var(--harbor);color:var(--on-dark);padding-block:clamp(3rem,2.2rem + 3.6vw,5.5rem)}
.talk-band__grid{display:grid;gap:clamp(1.75rem,1.4rem + 2vw,3rem);align-items:center}
@media (min-width:900px){.talk-band__grid{grid-template-columns:minmax(0,1.15fr) minmax(0,.85fr)}}
.talk-band h2{color:#fff;margin-bottom:.5em;max-width:20ch}
.talk-band__copy p{color:var(--on-dark-soft);max-width:36em}
.talk-band__copy p strong{color:#fff}
.talk-band__who{display:flex;gap:.9rem;align-items:center;margin-top:1.5rem;font-size:var(--step--1);color:var(--on-dark-soft)}
.talk-band__who img{width:64px;height:64px;border-radius:50%;object-fit:cover;border:2px solid rgba(255,255,255,.25)}
.talk-band__who strong{display:block;color:#fff;font-size:var(--step-0)}

/* ---------- Story pages (Cancer, Final Expense, Meet Roderick) ---------- */
.story{max-width:40rem}
.story p{font-size:clamp(1.1875rem,1.1rem + .35vw,1.375rem);line-height:1.6}
.story .beat{font-family:var(--f-head);font-weight:700;font-size:clamp(1.75rem,1.4rem + 1.6vw,2.625rem);line-height:1.15;color:var(--harbor);margin:1.1em 0}
.story .signature{font-family:var(--f-head);font-weight:600;color:var(--harbor)}
.story__grid{display:grid;gap:clamp(2rem,1.5rem + 2.5vw,4rem);align-items:start}
@media (min-width:960px){.story__grid{grid-template-columns:minmax(0,1.25fr) minmax(0,.75fr)}}
.story__aside{display:grid;gap:1.25rem}
@media (min-width:960px){.story__aside{position:sticky;top:calc(var(--header-h) + 1.5rem)}}

.stats{display:grid;gap:0;margin:0;padding:0;list-style:none;border-top:2px solid var(--harbor)}
@media (min-width:760px){.stats{grid-template-columns:repeat(2,1fr);column-gap:2.5rem}}
.stats li{margin:0;display:grid;grid-template-columns:6.5rem 1fr;gap:1rem;align-items:baseline;padding:1rem 0;border-bottom:1px solid var(--rule)}
.stats b{font-family:var(--f-head);font-size:clamp(1.75rem,1.5rem + 1vw,2.25rem);color:var(--harbor);line-height:1}

/* ---------- Tables (acronyms) ---------- */
.table-wrap{overflow-x:auto;-webkit-overflow-scrolling:touch;border:1px solid var(--rule);border-radius:var(--radius);background:var(--paper)}
table{width:100%;border-collapse:collapse;font-size:var(--step--1)}
caption{text-align:left;padding:.9rem 1rem;font-weight:700;color:var(--harbor)}
th,td{text-align:left;vertical-align:top;padding:.85rem 1rem;border-top:1px solid var(--rule)}
thead th{background:var(--mist);color:var(--harbor);border-top:0}
tbody th{font-family:var(--f-head);color:var(--harbor);white-space:nowrap}
.jump{display:flex;flex-wrap:wrap;gap:.5rem 1.25rem;align-items:center;margin:1.25rem 0 0}
.jump a{font-weight:700;min-height:2.75rem;display:inline-flex;align-items:center}
.glossary-group+.glossary-group{margin-top:clamp(2.5rem,2rem + 2vw,4rem)}
.glossary-group h2{margin-bottom:.35em}
.glossary-group>p{color:var(--ink-soft)}
.glossary-group .note{margin-top:1.25rem}

/* ---------- Forms ---------- */
.form-card{background:var(--paper);border:1px solid var(--rule);border-radius:var(--radius);padding:clamp(1.25rem,1rem + 1.4vw,2.25rem)}
.section--mist .form-card{border-color:var(--mist-deep)}
.form-grid{display:grid;gap:1.1rem}
@media (min-width:700px){.form-grid{grid-template-columns:1fr 1fr}.form-grid .full{grid-column:1/-1}}
.field{display:grid;gap:.35rem}
.field label,.field>span{font-weight:700;color:var(--harbor)}
.field em,.opt{font-style:normal;font-weight:400;color:var(--ink-soft)}
input[type=text],input[type=email],input[type=tel],input[type=month],input:not([type]),select,textarea{width:100%;min-height:3rem;padding:.65rem .8rem;border:2px solid #8FA5A3;border-radius:8px;background:#fff;color:var(--ink);font:inherit;font-size:var(--step-0)}
textarea{min-height:8rem;resize:vertical}
input:focus,select:focus,textarea:focus{outline:3px solid var(--focus);outline-offset:1px;border-color:var(--harbor)}
.honeypot,.hp{position:absolute!important;left:-9999px!important;opacity:0!important;height:0!important;width:0!important}
.form-safety{padding:.8rem 1rem;border-radius:8px;background:#FFF6E2;border-left:5px solid #A86B00;font-size:var(--step--1);margin-bottom:1.25rem}
.form-consent,.consent{font-size:var(--step--1);color:var(--ink-soft);margin:1.25rem 0}
.form-actions,.submitrow{display:flex;flex-wrap:wrap;align-items:center;gap:.75rem 1.25rem}
.form-actions span,.orcall{font-size:var(--step--1);color:var(--ink-soft)}
.form-status,.formnote{margin:1rem 0 0;font-weight:700}
.formnote[data-state=ok]{color:#1F6B3A}
.formnote[data-state=err]{color:#A3261B}
button[disabled]{opacity:.65;cursor:progress}

/* ---------- Medicare Report questionnaire (markup/IDs unchanged for medicare-report.js) ---------- */
.report-promise{display:flex;flex-wrap:wrap;gap:.5rem;margin:1.25rem 0 0;padding:0;list-style:none}
.report-promise span{display:inline-block;padding:.35rem .75rem;border-radius:6px;background:var(--mist);color:var(--harbor);font-weight:700;font-size:var(--step--1)}
.report-steps{margin:0;padding-left:1.25em}
.report-small{font-size:var(--step--1);color:var(--ink-soft)}
.report-form-shell{max-width:52rem}
.report-progress{margin-bottom:1.5rem}
.report-progress__top{display:flex;justify-content:space-between;font-weight:700;color:var(--harbor);font-size:var(--step--1);margin-bottom:.4rem}
.report-progress__track{height:10px;border-radius:5px;background:var(--mist-deep);overflow:hidden}
.report-progress__track span{display:block;height:100%;width:14%;background:var(--sea);transition:width .25s ease}
.report-step[hidden]{display:none}
.report-form fieldset{border:0;margin:0;padding:0;min-width:0}
.report-form fieldset+fieldset{margin-top:1.5rem}
.report-form fieldset[hidden]{display:none}
.report-form legend{font-family:var(--f-head);font-weight:700;font-size:var(--step-2);color:var(--harbor);line-height:1.2;margin-bottom:.4rem;padding:0}
.question-help{color:var(--ink-soft);margin-bottom:1.25rem}
.answer-grid,.check-grid{display:grid;gap:.75rem}
@media (min-width:700px){.answer-grid--two,.check-grid{grid-template-columns:1fr 1fr}.answer-grid{grid-template-columns:1fr 1fr}.answer-grid .answer-card--wide{grid-column:1/-1}}
.answer-card,.check-card{position:relative;display:flex;gap:.75rem;align-items:flex-start;padding:1rem 1.1rem;border:2px solid var(--rule);border-radius:var(--radius);background:#fff;cursor:pointer}
.answer-card:hover,.check-card:hover{border-color:var(--sea)}
.answer-card input,.check-card input{flex:none;width:1.35rem;height:1.35rem;margin:.15rem 0 0;accent-color:var(--harbor)}
.answer-card span strong{display:block;color:var(--harbor)}
.answer-card small{display:block;color:var(--ink-soft);font-size:var(--step--1);margin-top:.2rem}
.answer-card:has(input:checked),.check-card:has(input:checked){border-color:var(--harbor);background:var(--mist)}
.answer-card:has(input:focus-visible),.check-card:has(input:focus-visible){outline:3px solid var(--focus);outline-offset:2px}
.report-fields{display:grid;gap:1.1rem}
@media (min-width:700px){.report-fields{grid-template-columns:1fr 1fr}.report-fields--stack{grid-template-columns:1fr}}
.report-fields label{display:grid;gap:.35rem}
.report-fields label>span{font-weight:700;color:var(--harbor)}
.report-fields small{color:var(--ink-soft);font-size:var(--step--1)}
.report-free-text{margin-top:1.25rem}
.input-warning{font-size:var(--step--1);color:#6B4A00;background:#FFF6E2;padding:.6rem .8rem;border-radius:8px}
.report-agreement{display:flex;gap:.75rem;align-items:flex-start;margin-top:1.25rem;padding:1rem;border-radius:var(--radius);background:var(--mist)}
.report-agreement input{flex:none;width:1.35rem;height:1.35rem;margin-top:.15rem;accent-color:var(--harbor)}
.report-submit-note{font-size:var(--step--1);color:var(--ink-soft);margin-top:1rem}
.report-review{margin-top:1.75rem;padding:1.25rem;border:1px solid var(--rule);border-radius:var(--radius);background:var(--paper)}
.report-review .eyebrow{margin:0 0 .25rem;font-weight:700;color:var(--sea);font-size:var(--step--1)}
.report-review h2{font-size:var(--step-1);margin-bottom:.75rem}
.review-list{margin:0}
.review-row{display:grid;grid-template-columns:minmax(9rem,14rem) 1fr;gap:.75rem;padding:.5rem 0;border-top:1px solid var(--rule);font-size:var(--step--1)}
.review-row dt{font-weight:700;color:var(--harbor)}
.review-row dd{margin:0}
@media (max-width:560px){.review-row{grid-template-columns:1fr;gap:.1rem}}
.report-form-error{margin-top:1rem;font-weight:700;color:#A3261B}
.report-form-error:empty{display:none}
.report-nav{display:flex;flex-wrap:wrap;gap:.75rem;margin-top:1.5rem}
.report-back{min-height:3rem;padding:.6rem 1.2rem;border:2px solid var(--sea);border-radius:var(--radius);background:#fff;color:var(--harbor);font:700 var(--step-0)/1.2 var(--f-body);cursor:pointer}
.report-back[hidden],.report-next[hidden],.report-submit[hidden]{display:none}
/* Report actions use the secondary (harbor) style: requesting a report is not a conversation. */
.btn--report{background:var(--harbor);color:#fff;border-color:var(--harbor)}
.btn--report:hover{background:var(--sea);color:#fff}


/* ---------- Modifiers used by specific pages ---------- */
.facts--row{margin:0;border-top:0}
@media (min-width:860px){.facts--row{grid-template-columns:repeat(4,1fr);column-gap:2rem}.facts--row li{grid-template-columns:1fr;gap:.15rem;border-bottom:0;padding:0}}
.facts--row b{font-size:var(--step-1)}
.checks--one{grid-template-columns:1fr!important}
@media (min-width:700px){.sequence--four{grid-template-columns:repeat(2,1fr)}}
@media (min-width:1100px){.sequence--four{grid-template-columns:repeat(4,1fr)}}
.tags{list-style:none;margin:1.25rem 0 0;padding:0;display:flex;flex-wrap:wrap;gap:.5rem}
.tags li{margin:0;padding:.35rem .75rem;border-radius:6px;background:var(--paper);color:var(--harbor);font-weight:700;font-size:var(--step--1);border:1px solid var(--mist-deep)}
@media (min-width:860px){.products__wide{grid-column:1/-1}}
.products .block p{max-width:60ch}
.routes__note{display:block;margin-top:.35rem;color:var(--ink-soft);font-size:var(--step--1);line-height:1.5}
.kicker--gold{color:var(--gold)}
.narrow{max-width:44rem}
.deflist--small{margin-top:1rem;gap:.8rem}
.deflist--small div{padding-bottom:.8rem}
.deflist--small dt{font-family:var(--f-body);font-weight:700;font-size:var(--step--1)}
.deflist--small dd{font-size:var(--step--1)}
.section--harbor .prose p{color:var(--on-dark)}
.section--harbor .lede{color:#fff}

/* ---------- Footer ---------- */
.site-footer{background:var(--harbor-deep);color:var(--on-dark-soft);padding-block:clamp(2.75rem,2rem + 3vw,4.5rem) 1.5rem;font-size:var(--step--1)}
.footer-grid{display:grid;gap:2rem}
@media (min-width:760px){.footer-grid{grid-template-columns:repeat(2,1fr)}}
@media (min-width:1100px){.footer-grid{grid-template-columns:1.35fr 1fr 1fr 1fr}}
.footer-brand img{width:210px;margin-bottom:1rem}
.site-footer h2{font-family:var(--f-body);font-size:var(--step--1);font-weight:700;color:#fff;margin:0 0 .6rem}
.site-footer nav a,.footer-brand a{display:block;padding:.3rem 0;color:var(--on-dark);text-decoration:none}
.site-footer nav a:hover,.footer-brand a:hover{text-decoration:underline;color:#fff}
.footer-brand p{margin:.4rem 0 0}
.footer-phone{font-family:var(--f-head);font-size:1.4rem;font-weight:700;color:#fff!important}
.compliance{margin-top:2.25rem;padding-top:1.5rem;border-top:1px solid rgba(255,255,255,.16);display:grid;gap:.6rem}
.compliance p{margin:0;max-width:75ch}
.compliance a{color:var(--on-dark)}
.legal-row{display:flex;flex-wrap:wrap;justify-content:space-between;gap:.5rem 1.5rem;margin-top:1.5rem;padding-top:1.25rem;border-top:1px solid rgba(255,255,255,.16)}
.legal-row a{color:var(--on-dark)}

/* ---------- Small utilities ---------- */
.mt-s{margin-top:1.5rem}
.h-sm{font-size:var(--step-1);margin-bottom:1.25rem}

/* ---------- Utility pages ---------- */
.legal-copy{max-width:var(--prose)}
.legal-copy h2{font-size:var(--step-1);margin:1.8em 0 .5em}
.effective-date{font-weight:700;color:var(--ink-soft)}

/* ---------- Print: people print the glossary and the letters page ---------- */
@media print{
  .site-header .nav,.nav-call,.menu-btn,.callbar,.drawer,.media,.talk-band .talk,.review-note,.skip{display:none!important}
  body{font-size:12pt;padding:0!important}
  .site-header{position:static;border:0}
  .section,.hero,.page-hero,.talk-band{padding-block:1.25rem;background:none!important;color:#000}
  .talk-band h2,.talk-band__copy p{color:#000}
  a[href^="tel:"]::after{content:" (" attr(href) ")"}
}